Qbit Employee Card to simplify payment and management of overseas business travel and optimize international business!
发布时间：2024-07-12
"Familiar, but won't actively use it." This is the real status quo of the current application of VCC in overseas business travel scenarios, i.e., it has not been widely popularized and applied.
However, even with the use of personal credit cards, cash, or corporate bank transfers, companies will inevitably encounter problems in paying for consumption, reimbursement, and expense management.
Qbit Employee Card meets the payment needs of overseas and local travel scenarios for corporate employees, allowing them to realize freer consumption and at the same time letting the enterprise better understand and control consumption expenditures, avoiding cumbersome expense management.
01 Corporate Employee Overseas Travel Payments, Increasingly Frequent?
Enterprises face multiple difficulties in overseas business travel payments, we can start from the perspective of consumer payment coverage scenarios, advance reimbursement and spending control to clarify the confusion encountered by employees in actual consumer payments.
1、Supported business consumption coverage is narrow.
The use of traditional financial institutions by corporate employees to pay business travel expenses is geographically restrictive, slow to pay, and usually fails to cover consumption scenarios such as air ticket booking, hotel accommodation, and food and beverage, not to mention the diverse recreational activities arising from business activities, which may impose limitations on employees' business execution.
2、Advances and frequent reimbursements increase the burden on employees.
When employees travel overseas, they usually need to advance the relevant expenses first and then reimburse them, but the reimbursement process is cumbersome and time-consuming, requiring a large amount of information to be filled out and multiple approvals, which directly increases the burden on employees and the management costs of the enterprise.
3、Expenditure monitoring is not in place, resulting in budget overruns.
Enterprises are also concerned about the budget overruns associated with overseas business travel payments. Without the ability to set spending limits and track employee spending, and without the authority to view account details, there will be no timely notification of exceeding the threshold and no control over the funds.
02 Qbit Employee Cards Simplify Spending Management for Greater Spending Freedom
Qbit Employee Card, gives employees the freedom to pay for travel without worrying about advances and reimbursements, while organizations can track card spending and control expenses in real time.
1、Employee card eliminates business travel payment and reimbursement hassles
With Qbit employee card, you can tie Apple Pay and Google Pay and other e-wallets to pay for consumption, so employees can say goodbye to the worry of advancing funds or reimbursement of expenses, and be more convenient and free.
Qbit Employee Card provides clear traceability of each transaction, online report generation, intelligent reconciliation, avoiding multi-currency conversion, simplifying the reconciliation process and financial work, and effectively solving the problems of long reimbursement cycle and false invoices for business expenditures.
2、Support the setting of consumption limits and tracking expenditures
Enterprises can set up card permissions for employees that match their positions, set different permissions for different roles, and set limits for each employee for each transaction or total spending, including spending caps, time limits, and merchant categories.
Enterprises can monitor transaction dynamics in real time, track the consumption and expenditure of employees in different positions, such as viewing the total amount spent in each cycle, the remaining budget, and clearly grasp all pending transactions, which is conducive to accurate budgetary control, and enhance the efficiency of financial control.
3、Qbit physical card, local ATM cash withdrawal!
For enterprises that need to use physical cards, Qbit Physical Card meets the diversified financial needs of consumers such as convenient consumption, ATM cash withdrawals and spending control, with wide coverage and open and transparent exchange rates. You can apply for a Qbit physical card online and use it with peace of mind, enjoying intimate and efficient financial services.
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